You might already have your own banking app and therefore wonder:
“Why change? Doesn’t my banking app already track my transactions?”
Well, yes, it probably does. And that’s actually one of the problems. When expenses get tracked automatically they get easily overlooked. Furthermore, most of the banking apps don’t even offer solutions for planning your expenses proactively.
With Prefund however, you have the power to plan your personal finance in advance, and keep track of it in your own way. Here’s a list why you might prefer using Prefund to relying solely on your banking application.
| Feature | Prefund | Most banking apps |
|---|---|---|
| Track everything | Track any expenses | Credit card transactions only |
| Update Expense data | Amount, date, note, attachments | No update |
| Create Envelopes | Custom, color-coded Envelopes | Predefined categories only |
| Create Budgets | Any number, for any occasion | Month or week views only |
| Attachments | PDFs, photos, etc. | No attachments |
| Ad free | No ads | Sells loans and other offers |
Having a banking app is indeed very convinient; specially for transferring money and looking up actual credit card transactions. For conscious personal finance planning however you might like giving Prefund a shot.
Keep reading
If you wish to learn more about how to use Prefund efficiently, check out these Prefund Docs as well: